Finding the right home at the right price is just one part of a real estate transaction. Countryside Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (320) 983-2991 if your needs include a real estate pro experienced in the business side of real estate.

Anticipated closing costs

There are certain basic fees linked to closing the sale of a house. These costs are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Minnesota to help lead you through your transaction.

Closing costs that are loan-related    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the optimal sales price, but I'll also advocate for limited closing costs. Once we arrive at an agreement, I'll fully explain the closing costs so you are aware of exactly what you're paying for.

Buyers: When purchasing a house in Mille Lacs County, you'll receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not shocked when you show up at closing time. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates in question.

Countryside Realty 545 Highway #23 East Suite #103 Milaca, MN 56353-1343
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